The Certificate in Mortgage Advice

The mortgage industry’s qualification of choice

The Certificate in Mortgage Advice is aimed at those intending to become mortgage advisers or to work in a support role. It develops an understanding of the sector, reflecting the priorities of the Financial Services Authority (FSA) and the Financial Services Skills Council (FSSC).

Completion of the Certificate in Mortgage Advice meets the regulatory examination requirements for mortgage advisers. Upon completion you will have gained:

• a general introduction to the UK financial services industry (including common product types, the process of giving advice, ethics, regulation and legislation); and
• an introduction to the mortgage process (including the house-buying process, different types of borrowers and their needs, the various mortgage product and repayment options, and the regulation and legislation applicable to mortgages and the provision of mortgage advice).

Why choose the Certificate in Mortgage Advice?

The Certificate delivers many advantages:

• Satisfies the regulatory examination requirements for registered mortgage advisers.
• Improves your long-term career prospects by improving knowledge and understanding, and by demonstrating commitment to self-improvement.
• Provides online exam sittings that enable you to enter for the exam when you are ready, with provisional results provided instantaneously.
• Upon completion you can apply to use the designation ‘Cert CII (MP)’ providing a means of demonstrating your achievement to the public and to peers (membership and Continuing Professional Development requirements apply).
• Holders are eligible to become ‘Certificate’ level members of the Society of Mortgage Professionals.
• Provides one of the five units required to complete the financial adviser qualification, the Certificate in Financial Planning, and more than two-thirds of the required credits to complete the Certificate in Insurance qualification, of interest to those also providing advice on insurance products.

Ofqual is the new regulator of qualifications, exams and tests in England. They are also the regulators for recognised awarding bodies (such as the CII). The Certificate is accredited with Ofqual at Level 3 in the Qualifications and Credit Framework (QCF). For further information, please refer to the Ofqual website at www.ofqual.gov.uk

Funding may be available for candidates studying for qualifications listed in the National Qualifications Framework. For further details, please refer to the Learning and Skills Council website at www.lsc.gov.uk

Is the Certificate in Mortgage Advice right for me?

The Certificate is the advisers’ qualification of choice, created by the mortgage industry, for the mortgage industry. It is appropriate for:

• all advisers who need to comply with the regulatory examination requirements; and
• individuals working in the mortgage market in non-advisory roles, such as in administration or in support functions including, for example, marketing, sales support, human resources and IT.

Your next step

Enquire about course availability.